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In three steps
to your
Mortgage

Get your personal mortgage offer online
fast, secure and transparent.
Compare different options, calculate your monthly costs and start your financing process - all in just three steps. Compare first - then decide

HYPOTEQ

Smart Choice. Best Rates.

Our indicative rates serve as guidance. Your personal rate may vary depending on your situation. We're happy to calculate your individual rate.

Saron from0.90%
5 years from1.29%
10 years from1.44%

With HYPOTEQ you always know where you stand. No window dressing rates, no hidden fees – just fair, transparent offers.

Mortgage Calculator

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How it works - in just three steps to your mortgage

Step 1

Enter information

Enter the key details about your property, income, and equity. You'll immediately see if affordability and equity are sufficient for financing. Fast, easy, and non-binding.

Enter information

Step 2

Submit documents

Upload the required documents (e.g., salary statement, tax return, land register extract). Once everything is complete, we'll start the process and get the best bank offers for you.

Submit documents

Step 3

Receive offer & decide

Within 48–72 hours after receiving all documents, you'll receive your personal offers – transparent, comparable, and tailored to your profile. With one click, you can accept or decline the desired offer.

Receive offer & decide

Congratulations – your mortgage is ready

After your selection, we take care of coordination with the bank and accompany you until completion.

Start now in just 3 steps - we guide you safely through each step.

Your advantages with HYPOTEQ

Easy & fast to the best financing

Your path to homeownership doesn't have to be complicated. HYPOTEQ compares offers from various financing partners and immediately shows you which solution suits you. Fast, transparent and completely digital.

More choice, better conditions

Compare offers from multiple financing partners. This way you find the financing that really suits you – with fair conditions and no hidden costs.

Full transparency

With HYPOTEQ you always know where you stand. No hidden fees, no window dressing rates – just fair, comprehensible offers and honest advice.

What Our Customers Say

Chris Erlins

Hypoteq's neutral advice brought us several attractive financing offers. Thanks to HYPOTEQ, everything was handled smoothly – and we learned: Good documentation leads to better offers.

Andreas Kuster

I am thrilled with the first-class service from HYPOTEQ AG: friendly, competent and always helpful. My concerns were processed quickly, I felt well-informed and supported – absolutely recommendable!

Gregor Reinau

Hypoteq guided me through an intensive process in a highly professional, personable and competent manner to achieve a perfect result with top conditions. If you want real professionals by your side, these two are exactly right.

Romain Crausaz

We were completely satisfied with the services of Hypoteq AG. Our consultant supported us optimally throughout the entire process and was very present for all questions.

Noli Toplanaj

HYPOTEQ is the gateway to the financing world for me as an intermediary. Where my knowledge ends, HYPOTEQ helps me to advise my clients optimally.

Sébastien Dubach

Attentive advisors and regular communication enable a targeted approach and the creation of offers tailored to the needs of customers.

Luigi Miggiano

Not only are customers in good hands with Hypoteq, but also the affiliated partners. For any changes, even with existing customers, we are guided through all processes, which provides security for everyone. Availability by phone or email is guaranteed even after normal office hours. TOP

Still have questions?

Our experts explain the financing process, show you suitable options and guide you in your decision-making – personally, clearly and efficiently. In a short conversation, you get exactly the information you need to move forward confidently.